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Flexible Financing for Your Education.

Only Pay as You Earn.

Talent IPO is a platform that connects students seeking to raise money for their educational expenses with impact-driven university-affiliated investors via an Income Share Agreement or ISA.

Income Share Agreement

It is an agreement in which a student receives funding for education-related expenses in exchange for paying a fixed percentage of future income for a set period of time.

Unlike loans, there is no accrued interest. Percentage of monthly income a student agrees to pay will not change. 

FIXED INCOME SHARE

FIXED TERM LENGTH

The term is set for a required number of months and students only pay when they start earning.

PAYMENT CAP

The maximum amount a student can be obligated to pay. 

MINIMUM INCOME THRESHOLD

The level of income below which you would not make payments.

Talent IPO was founded with the belief that education shouldn't be a burden. Our ISAs are a flexible and affordable (pay as you earn) way for students to fund their education that aligns their interests with investors.

 

How It Works

1

Students provide basic information including personal and academic background. No credit history required.

Students Apply

2

Get Customized Terms

Based on student application and career goals, each individual is provided with a range of payment terms.

3

Profile Reviewed by Investors

Investors view student profiles and select whom they would like to fund.

4

Sign ISA

Students sign agreement and investor funds are disbursed to student accounts to pay for education expenses.

5

Pay $0 until you start working! Students share a fixed percentage of their income with investors on a monthly basis.

Pay As You Earn

 
Sign up for our pilot

Students

Investors